Loan Servicing Fee Schedule


Custom Amortization Fee $15.00

Foreclosure Fees and Costs - Service of process,

court costs, trustee fees, referee fees, attorney fees

and costs, publication and posting fees

Actual fees and costs - vary by state
Late Charge

As stated in loan documents

(typically 2-5% of payment)

Non-Sufficient Funds (NSF) Fee Varies by state
Modification Interest Rate/Term (plus title fee if applicable)


Modification Principal Reduction


Mortgage Loan Assumption (qualifying, plus cost of credit report, disclosure and recording fee, if applicable)

1% of principal balance

($400.00 to $900.00)

Mortgage Loan Simple Assumption (title change

without release of liability plus cost of disclosure and recording fee)

VA Title Change with Release of Liability (plus cost of credit report, title update fee and recording fee) $300.00
FHA Title Change with Release of Liability (plus cost of credit report, title update and recording fee) $900.00
Title Change / Estate Planning / Trust Transfer (plus cost of recording fee) $100.00
Subordination $150.00
Partial Release/Easement (plus cost of appraisal) $250.00 
Pay by Phone with Representative $11.50
Pay by Phone without Representative $9.50
Property Inspections $14.00
Property Preservation Actual cost
Balloon Loan Reset Fee $250.00 to $350.00

Bankruptcy Fees and Costs - Attorney fees associated

with the bankruptcy process

Actual fees and costs - vary by state

All fees listed are basic loan servicing fees.

Fees will be charged to the extent permitted by applicable GSE guidelines, investor requirements, the mortgage documents and State and Federal law.  This fee schedule provides general information on common costs that could be associated with servicing a first lien, closed-end mortgage loan account.  It is not a complete list of all costs that could be assessed to a mortgage loan account.  Additional fees and costs may be incurred if, for example, the mortgage loan becomes delinquent, the borrower files bankruptcy, or the property associated with the mortgage loan becomes subject to litigation.  Such fees could include, but are not limited to, court costs and attorneys' fees. These fees and costs vary with the circumstances of the case and the nature of the work performed.  This fee schedule is subject to change without prior notice.

Payment Options: Some payments can be made by telephone.  When permitted by applicable law, a fee may apply for this service in the amount of $9.50 when using the automated system, or $11.50 when speaking with a live representative.  Payments can be submitted by mail or online for no additional fee, and other free payment options may also be available.  To make a telephone payment or obtain information about free payment options, please contact us at 1-800-669-4268.

Please contact Customer Service to confirm current fees when requesting any of these services.

                                                                                                                                            Current as of 8/9/19